Love, Beal & Nixon
Dishonest And In Violation Of Collection Laws ripoff trying to collect money on lawsuit not filed yet ripoff

I received a letter in the mail on February 23 stating that Love, Beal and Nixon were suing on behalf of a collection agency in the amount of $3,649.28.

I called and left a message on the same day I recieved the letter. The number was to a collection agency not attorneys. I left a message to call me back. On February 23 a representative called me back. The representative said they had filed a lawsuit and the amount owed was now $4,377.67.

I originally agreed to pay and I was told they would stop the person from serving me papers of this supposed lawsuit. After doing some research and thinking I stopped payment on a check.

I called back to talk to the representative and I questioned why the amount went up so much. I then told her I would not pay until I received a detailed statement showing proof that a lawsuit had been filed. The representative became agitated and told me they would just serve me the papers.

I sent a certified letter the next day detailing the phone conversation. I also put in the letter that I wanted a detailed statement as well as proof that they had the legal right to collect. I also wanted a copy of the lawsuit.

I had not heard anything from them until April 18. They sent me a similar letter with the balance now of $4,397.67. They added the original creditor and account number.

After looking up the collection laws I found they were in violation of 807 False or misleading representations sec 2A character, amount, or legal status of any debt.

If the company had filed a lawsuit at the time they said they had I would have already been served papers. Clearly they tacked on the legal fees before a suit had been filed.

My next plan of action is to send a second certified letter requesting a copy of this supposed lawsuit they filed in Feb. And a statement of their violation of collection laws.

Does anyone know who we can contact to report them and does anyone have advice on what to do?

Company: Love, Beal & Nixon
Country: USA
State: Oklahoma
City: Oklahoma City
Address: 6621 North Meridian
Phone: 4057200565

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