Wells Fargo
Ripoff sneaky overdraft fees by holding onto check card purchases

I would like to ask that what is the point of having a check card when your money does not come out right away out of your account when you purchase something that day. This is ridiculous how someone can use their card when no money is left in the accoount and still make purchases, and isn't it a suprise that a OVERDRAFT FEE of $33.00 is taken out of your account when that happens? When I purchase something right away it shows online but actually doesn't get deducted till days later. I think that if their is a record of purchases going through that persons account Wellsfargo should hold that amount in limbo and deduct it out of your balance till Wellsfargo recieves that businesses stubs. Ok i might not be that smart with managing my money but when i make a $20 purchase i want my account to reflect that the same day and deduct that amount out of my account at the exact time i made the purchase. Credit Cards do this why can't WellsFargo. Hmmm maybe because of a OVERDRAFT FEE of $33.00 profit. I know that their are others like me who feel the same way. Basically I was charged an OVERDRAFT FEE of $33.00 for going over onto my account by about $60.00, WEll if I didn't have money in my account to cover it then when the card is swiped it should have denied it. WEllsfargo is very sneaky and should be investigated. This is a shame. So basically I can buy 1000,00 worth of stuff and just swipe my card and the card will go through no matter if you have enough money in your account or not. That doesn't sound right

Company: Wells Fargo
Country: USA
State: Texas
City: Houston

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