National Income - American Income - Local 277
Choice Point Reporting Agency Promised 90,000 per year, 2 years later we owed them money with 90% Retention rates ripoff

One of the shocking secrets that I have not read yet is the fact that if you beat the odds and last a year, only 9% do, and if you do everything the way they say and maintain about a 90% retention rate when their National average is only 65% and you figure out how they confuse the agents into thing the 35% of your pay that they withheld is really your bonus check.

I know of three agents who maintained about a 90% retention rate for about 2-3 years and when they were shut off of leads so they would quit and their customers were were recoded to their managers or the MGA, so they steal the renewals. Speaking of leads and no cold calling.

Most of these agents survived that long on referrals as they don't have enough leads because they are constantly recruiting.in four years they issued 1200 agent ID numbers and maintained about 50 agents. I'm told all of last years managers are gone now.

Of coarse they threat to "Vector" you when you quit which is to falsely report your achievements to Choice Point Reporting Agency where most Insurance companies check before hiring so nobody will hire you. Then the truth is that when they left each having about 30,000 of "Bucket Money" they tell you that you have to wait 6 months according to the Local 277 contract.

By then your 30,000 has been recoded to other people and you end up owing them thousands of dollars. Every dog has their day and NILICO's day is coming soon. They carried out their threats and probably think they got away with it. Hardly. Wait and see! The local 277 does not even respond to grievances. They even mention Vector in their contract.

Company: National Income - American Income - Local 277
Country: USA
State: New York
City: Rochester
Address: 1467 E. Henrietta Rd
Phone: 5852929610

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