Hrs Usa
Creative payment applications

Business & Finance

Best Buy Co., Inc. Uses this company for their credit plan, from my experience with the company itself, probably because they are not capable of doing their own financing.

HRS USA was creative in the way payments were applied so that the balance of the major purchase would most likely not be paid in the "grace period." Meanwhile extensive finance charges accrued that would have made the "same-as-cash" plan worthless in that the company expected to get $400 more than the purchase (which they were denied due to some creative financing of my own to pay off the balance.)

No further purchases will be made at Best Buy, not even a small one like a CD because of their lack of cooperation and I will avoid any other finance plans besides the credit card companies trusted by most reputable companies (Visa, MC, Discover.)

Jenny
Roy, West Virginia


Company: Hrs Usa
Country: USA
State: California
City: City of Industry
Address: P.O. Box 60148
Phone: 8003650292
  <     >  

RELATED COMPLAINTS

Discover Card
Payments apply to Balance Transfer first, then other charges. This means don't use card after making a balance transfer. They don't tell you this up front. Ripoff

Capital One
Ripoff

HRS USA - Best Buy
HRS USA & Best Buy rip-off customers with "90 days same as cash" promotion

Cross Country Bank
Finance charges for purchases that were never made ripoff Bo

GE Capital Cons Cardco
Rip-off fraudulent ripoff business

Direct Merchant's Bank
Poor Customer Service the business that doesn't give a dam

Chase Health Advance
Care Credit - Unicorm Need Help Responding to Better Business Bureau Carol Stream

Creative Labs
Warning never buy Creative Labs products

Bank Of America
Bank of America is a real BOA and SOB - Squeeze it Out-of-Em-Like-A-Snake Bank

Wal-mart Discover Credit Card
Ge money bank warning to consumers-corrupt banking practices of ge money bank/withholds & manipulates info to pay fees/finance charges—avoid like a plague