Tcf Bank
Harrassment - Attempt to Collect Discharged Debt after Ch 7 BK RIPOFF

I was contacted TWICE by telephone today by "Stephanie" at TCF Bank, calling from a Colorado office. Imagine my shock when she told me I had a balance due on my TCF loan account and wanted me to offer something to "settle" it. This debt was discharged in a Chapter 7 Bankruptcy 6 months ago.

When I informed her of this, she began a song and dance routine about how this debt was not covered by the BK because they had written it off before I filed. When I told her they would have had to respond to the BK notice to object, she responded they were not required to respond at all since they had already "written off" the account (???). This is all ridiculous, because they had stopped contacting me when I filed BK, but now, out of the blue, she calls me during the last week of December and tells me that I still owe a balance and they can begin litigation for it.

"Stephanie" and TCF Bank have violated a permanent injunction against contacting me and trying to collect a debt listed in the BK that had been discharged. It really shocks me that a supposedly reputable company would behave in a blatantly illegal manner — lying in order to try to collect some money on a discharged debt before the end of the year. I believe I could take TCF to court over this and they would be fined, and they'd also have to pay my court costs and also possibly a settlement.

Has anyone else had this type of problem with TCF Consumer Lending?

Company: Tcf Bank
Country: USA
State: Minnesota
City: Minneapolis
Address: 801 Marquette Avenue South
Phone: 8778235363

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