Ocwen
Ripoff beware ocwen federal bank predatory lenders
- 06-08-2005
- 1
Ocwen Federal Bank, Predatory lenders
MY ORIGINAL LOAN WAS WITH Tenn. Valley Mortgage co. At. Until without my knowledge, Ocwen Federal bank bought my loan. Also without my knowledge, my rate went from to.
Ocwen is known very well for their predatory lending practices. I was no exception. Ocwen took my loan payments and applied them to attoneys fees, and false
property inspections that never took place.
Then Ocwen sends me a letter and tells me I;m in default. I knew at this point I needed to to get Ocwen paid off and fine another loan co. Or bank to help me do this.
On 2/16/04 I called and requested a 30 day payoff period and a payoff total.
My Mother and I had been approved for the loan to pay Ocwen off, BB& T BANK.
I spoke with a man named KEVIN HOGDSKINS. He told me that he would fax my bank the payoff total in 3 to 5 days. He also told me that a 30 day payoff period was not a problem. That it would begin on that day 2-16-04
I called Ocwen back a second time because I still had not received the payoff total. This time I spoke with a man named JEFF GEORGE. He told me he would fax the payoff total in 3 to 5 days. He also told me that a30 day payoff period was not a problem that if I needed more time, just to call them before 3-16-04
that if I needed more time, just to call them back before 2-16-04.
On 3-1-04 I called Ocwen back to give them the closing date on my loan and to tell them that they would be paid off on off on 3-4-04. This is when JEFF GEORGE informed me that my house was going on the auctioning block the next morning at 10. Jeff george told me that the only thing that could stop this was to have a payment of
$4000 dollars in his office by 9 the next morning.
I was in shock! I reminded JEFF GEORGE that he and KEVIN HOGDSKINS BOTH GAVE ME A 30 DAY PAYOFF PERIOD. The $4000 dropped to $2000.
I SEND Ocwen all the money I could get my hands on, it was 3oclock in the afternoon and the banks were going to close soon. My bank had still not received the payoff total. Ocwen held my payoff total; until the day before the auction til almost 4 oclock. I have this on a fax the time and date. Proving that Ocwen withheld my payoff total til the day before the auction at 30clock, making it impossiable to get it paid
There are many lawsuits at hand right now with the predatory lenders 'Ocwen' Its seems that I;m not the only one that they have ripped off.
I filled a clomplaint with the better business bureau of Fla, Ocwen is very unsatisfactory with the BBB.
Ocwen sold my home the next morning on the auction block.
I am a single mother, I fell that this was a conspiracy against my civil rights, dicrimation, misrepinsitation
promissory fraud.
I need an attorney that will work on contingency because Ocwen has taken everything from me, including my sanity.
My son lost his inheritance, we lost our home and $50000 in equity. Ocwen never gave me a chance to seek legal help on this matter, yet I paid for my own foreclouser and their attoneys fees.
This is a case of discrimanation, promassary fraud, missrepensitation, conspriracy against my civil rights.
Ocwen has violated the fair dept collection act as well as the fair credit reporting act.
If you feel I have a case, and I do. I will give you % of whatever money that we get back.
Please consider my case my phone number is 770-896-2266.
Company: Ocwen
Country: USA
State: Florida
City: Orlando
Address: 12650 Iningenuity Dr