Fcnb - Mastertrust
Settled old charge off over 5 years ago, nothing late since, in fact it disappeared altogether from my CR, only to reappear today! Ripoff NORCROSS Georgia

I had an account with FCNB from 1990, like the dumb college kid I was, I failed to make my payments and it was charged off.in 1999 when I tried to buy a house, it was required that it be payed, and it was.

The account showed as a paid charge off and remained on my CR for about a year then disappeared altogether. Today, over 5 years later, it reappeared showing 2003 as the charge off date, effectively adding several years to the time it will remain on my report.

Unfortunately, being that this just showed up, I am assuming that my current creditors will use this as a reason to increase the rates on my current credit cards.

Is there anything I can do about this? It has to be a violation of the FCRA.

Company: Fcnb - Mastertrust
Country: USA
State: Nationwide
Address: PO BOX 92268

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