My husband deposits his check as cash every week. Last week our account was overdrawn.
The account should not have been overdrawn in the 1st place, according to my deposit slip his check was deposited as cash on the 29th for some reason the bank decided that it didn't clear until the 30th!
I didn't know you had to wait for cash to clear! We were assessed $105 in fees. Which ultimately caused our account to be overdrawn again the following week.
My husband went to deposit his check and was told that if your account is overdrawn you cannot cash your check, it can be deposited but a hold is put on it. Yet they let him take $200 of his check in cash!
This is such a scam! Basically the bank is causing your account to be overdrawn. They respond with silliness and don't care. I will definitely be changing banks.
I emailed and told them I was filing a report with BBB and received a response telling me what charges came through on my acct. To cause the overdraft.
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