I received a call on my cell phone at work about a payday loan on 06/22. The individual reported his name as James Thomas and said that he was an officer. He said that I owed on a payday loan with cashnetusa and that the company filed a lawsuit against me. He also stated a case number to me. James Thomas stated that I took out a loan for $225.00 and that I still owed on the loan. According to him, the current amount I owed was $586.00. He gave me an option to make a partial payment through Western Union on 06/22 for $293.00. James gave me an option to pay the other $293.00 on my payday, which was 06/25. He also stated that if did not pay that he would take it up with higher authorities and that I would be prosecuted and someone would be sent to pick me up.
I had a couple of payday loans out not to long ago and figured I may have forgotten to pay on one of them when I received this call. I made the payment on 06/22 for $293.00. After making the paymenl, he told me to call back with the MCTR number and fax the receipt over to him. After getting off of work, I went to the cashnetusa website to talk to a representative. They informed me that I filled out an application for a loan but never actually borrowed money. Based on this information, I realized I was the victim of a payday loan scam. I tried to stop the transfer with Western Union but they told me that the money had already been received. James Thomas must have found a way to hack into my computer because he already had information available about me when he called.
0 comments